Free tools
A smaller first step, right in your browser. Calculators, templates and practical tools without sign-up.
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52 week savings challenge: free tracker, chart and calculator
Save $1,378 in a year with the 52 week savings challenge. Free online tracker and calculator, printable chart, reverse and biweekly versions. No sign-up.
Open tool Free toolFree AI daily schedule generator
List your tasks and fixed times and get a realistic daily schedule with a Minimum for bad days, breaks and buffers. Free AI daily planner generator, no sign-up.
AI connection coming laterOpen tool Free toolDebt snowball calculator: your payoff plan and debt-free date
Free debt snowball calculator: enter your debts and extra payment to see your debt-free date, payoff order, total interest and snowball vs avalanche.
Open tool Free toolFree online focus timer with breaks and background sounds
A free online focus timer: 25, 50 or 90-minute sessions with breaks, rain, forest, ocean or café sounds, a breathing start and full-screen mode. No sign-up.
Open tool Free toolFree habit tracker template (printable PDF, Google Sheets & Excel)
Download a free habit tracker template: monthly printable PDF, Google Sheets and Excel. With a "Minimum" column so a bad day still counts. No sign-up.
Open tool Free toolHobby quiz: find a hobby you'll actually enjoy
Take a free 2-minute hobby quiz for adults. Answer 8 questions about your time, budget and mood and get 3 hobbies to try, each with a 10-minute first step.
Open tool Free toolSavings goal calculator: how much to save, and by when
Free savings goal calculator: how much to save each month, week or day to reach a goal by a date — or when you'll get there. With an emergency fund mode.
Open tool Free toolFree SMART goal generator
Type a goal in your own words and get a SMART goal plus a daily plan in three levels: Minimum, 100% and Maximum. Free AI generator, no sign-up.
AI connection coming laterOpen tool Free toolFree AI task breakdown: turn a big task into small steps
Type a task you keep putting off and get small, concrete steps — the first one takes under 10 minutes. Free AI task breakdown, no sign-up.
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